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The NetSpend prepaid card is becoming increasingly popular, as customers turn away from the traditional Dallas Keuchel Jersey , unsecured cards and look for other financial options. In this article we review this and look at its advantages and disadvantages.
The first point to note is that this is not actually a credit card but instead a debit card. Customers are not being offered a line of credit, but it has virtually identical uses and appearances.
Next we will look at how it works. A new customer is required to set up their account with their own money, before they can start using it. In the same way, once the funds have been exhausted Jose Altuve Jersey , the customer has to reload before they can use it again. At no time can they go into debt. Which some individuals may find ideal, that you can only spend the funds your have previously deposited in your account.
There are several different ways you can add funds. A common method is to have your paycheck transferred directly into your account on payday, through Direct Deposit. You can also add money at a designated Reload Center, or purchase a reload pack from a retailer. Some of these locations include the local gas station Carlos Correa Jersey , grocery store, money store… (Kroger, Kmart, CVS Nolan Ryan Jersey , 7-Eleven, Walgreens…)
Once the funds are in place, you can use your card to make purchases. As it carries either the Visa or MasterCard logo, it can be used to pay for products and services at anywhere that accepts these methods of payment – literally millions of outlets worldwide. It can also be used to withdraw cash from ATM’s Craig Biggio Jersey , subject to cleared funds being available. You can also use this to rent a car, purchase gas at the pump, book travel accommodations, reserve a hotel room… In other words it will provide you with the same purchasing power as anyone with a Major Visa or MasterCard in their pocket.
It is important to be aware that not all of these services are free of charge. The one-time purchase fee costs $7.95 Jeff Bagwell Jersey , there are varying re-load fees, and also charges for services such as ATM withdrawals. Shoes[/url]